Working from Home? Learn How to Create the Perfect Office with Any Spare Room

With the increasing flexibility of the modern workplace, there are many more businesses offering their employees the opportunity to work from home. While this shift in the job market has created a bevy of new options for freelance workers, it can also be a good reason to turn a spare room into a spanking new office. If you're working from home, here are some tips for a stylish transition.  Prime It With Paint  Outside of lighting, the color and upkeep of the walls is going to have a … Continue reading...

If There’s One Mistake That You Make with Your Mortgage… Don’t Make This One

There is so much to know when it comes to home ownership that even wading into all of the information can seem overwhelming, but if there's one thing you need when the time comes to purchasing a home, it's to be prepared. Here are a few ways that you can ensure you're ready for what a mortgage entails so that buying your dream home will be a positive experience you won't regret.  Consider All Of Your Options  Instead of accepting the mortgage that your bank is offering you, it's very … Continue reading...

3 Reasons You Might Decide to Retire to a Tiny Home – and Why You’ll Love It

Many people romanticize the idea of paying off their home mortgage early so they can enjoy their home in retirement, but when it comes to the later years of life, a big house can actually be too much to handle. If you've started to consider a smaller home and are wondering why it might be a good decision for you and yours, here are a few things you may want to consider.  It's Much Easier To Maintain  It is often the idea of the palatial estate with a pool that homeowners get excited … Continue reading...

First Time Home Buyers: What You Really Need to Know About Buying a Beachfront Home

The idea of an idyllic beachfront home is appealing for many people, but there are a number of factors involved in this type of home purchase that should be considered before getting serious. If you're on the fence regarding waterfront property, here are some things you should keep in mind if beach life might be right for you.  The Ever-Shifting Shoreline  It goes without saying that the times are changing, and erosion of beachfront property is set to be a more pressing issue in the … Continue reading...

3 Reasons You Should Trust in a Mortgage Advisor Instead of Trying to Predict Rates

If the time has come to purchase a home and you've been perusing the real estate market, it's possible you've also been considering the mortgage options that might work best for you. In the event that you're already spending a lot of time looking at homes and trying to sell your own, here are a few reasons you may want to leave your mortgage considerations to a professional.   Qualifications You Can Count On  If you're new to the world of home purchasing and have concerns about … Continue reading...

Dream Renovations: Upgrading Your Bathroom from ‘Regular’ to ‘In-home Spa’

There are times you might long for the relaxed leisure of the spa experience, but with the cost of a manicure it's not always a pleasure one can afford. If your current bathroom set-up isn't the optimal place for rest and relaxation, here are some cues for how you can turn it from a bit of a problem to a consummate pleasure.   Install A Vintage Vanity  The look of slick steel and porcelain can certainly be classy, but if you're looking for an upscale room you'll love to spend time in, … Continue reading...

Buying a New Home? Learn How the ‘Conforming Loan Limit’ Might Affect Your Purchase

From mortgage to equity to debt-to-income ratio, there are many terms associated with home ownership that can be quite confusing if you've never been on the market for a home before. 'Conforming loan limit' may be a less familiar real estate term than the rest, but here are some things you'll need to know about it and what it could mean for your biggest investment.The Federal National Mortgage Association (Fannie Mae) and the Federal Home Loan Mortgage Corporation (Freddie Mac) are legally … Continue reading...

3 Things to Consider Before Renting to Students

Whether you have a second property that you're going to move into or you're planning on being away from your dwelling place for a while, you may be considering putting your home on the market in order to boost your financial outlook. While students comprise one demographic that is always entering the rental market to scoop up availabilities, here are some things you may want to consider before deciding on a younger renter.  Will Your Home Be Rented Consistently?  Many students will … Continue reading...

HARP Refinancing Ends in 2016: Here’s How to Take Advantage Before It’s Gone

Many homeowners are struggling to keep up with their mortgage payments on a monthly basis, and it can often seem like there are limited options for remedying the situation. If you haven't heard of HARP refinancing and you're a homeowner who's looking for a lower interest rate, this may be the right solution to your payment woes. Instead of letting the opportunity blow by, here's all you need to know before this option ends in 2016. The Details On HARP Refinancing Known as HARP, … Continue reading...

Feeling Squeezed by Higher Rents? It Might Be Time to Consider Buying Your First Home

With the cost of rent going up across the board and becoming even less affordable in metropolitan centers, it's never been a better time to seriously consider home ownership. While the price of a home and all the associated costs can certainly seem like a tight squeeze after years of renting, here are some reasons you may want to consider giving up your rental and springing for a home instead.  It's An Automatic Savings  It's a sure bet that the money you spend on rent is going down … Continue reading...