Ready to Move in to Your New Home? Not So Fast! Take Care of These 3 Items Before the Big Move

With the excitement involved in moving into a new home and all of the things that need to be done, it can be easy to forget a few important things before you load up the moving van. If the day of departure is drawing closer and you’re mulling over the final details, here are some items you may want to check off the list first.  Install A New Lock  One of the most important aspects of home ownership is the feeling of security it automatically provides, so you’ll want to change … Continue reading...

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Setting the Record Straight: 3 Major Misconceptions About Mortgage Financing

Purchasing a home is often considered an important step in one's financial life, no matter what point you arrive at it, but there are things you should know about financing your home purchase before stepping into the fray. If you're planning on buying a home soon and want to avoid some major missteps, here are a few tips that will set you up for success.  Taking The Lender You're Offered  In the event that you've been pre-qualified for a certain amount, you'll want to find a lender … Continue reading...

Thinking About Selling in 2017? 3 Reasons You’ll Absolutely Need a Great Real Estate Agent

Whether you're familiar with the market or you've never sold a home before, an effective real estate agent can be exactly the thing you need to make for a positive market experience. With the world of real estate in a constant state of flux, here are a few reasons why the right agent can successfully guide you through the muddled waters of the market.  A Skill For Communication  In the case that the real estate market makes you nervous, it's particularly important to have the kind of … Continue reading...

Smart Appliances Get Smarter: Here’s What We Saw at the 2016 Consumer Electronics Show

With technology advancing at a mile a minute, the 2016 Consumer Electronics is a great place to see what's new to the market and what will be sure to turn heads in the year to come. If you couldn't make it to the show yourself but are curious about the highlights of the event, here are some of the hottest items in technology that appeared in Las Vegas this year.  Make It Molecular With A Spectrometer  Designed by Consumers Physics, the SCiO is a modern, small-sized molecular sensor … Continue reading...

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The Pros and Cons of Refinancing Your Mortgage vs. Opening a Home Equity Line of Credit

When it comes to a mortgage and the financial stability of your home, there's no such thing as too much you can know in the case of keeping your biggest investment safe. If you're looking at paying off debt and are re-considering the equity in your home, here are a few things you'll need to know about refinancing your mortgage and home equity lines of credit.  Refinancing Vs. HELOC  Refinancing your mortgage, what's also known as a home equity loan, can be best summed up as a second … Continue reading...

How to Calculate Your True Cost of Living and Determine How Much Mortgage You Can Afford

A monthly mortgage can seem like enough of a financial responsibility on its own, but there are many factors involved in home ownership that effect its fiscal feasibility. If you're on the market for a house and are wondering how your income will stack up against the rest of your expenses, here's how to determine a home cost that's reasonable for you.  Determine Your Down Payment  Before you start with anything else, you'll want to determine the amount of money you can put down so you … Continue reading...

The FHA Mortgage Minimum Credit Score Has Been Reduced. Here’s What You Need to Know

Credit is of considerable concern when it comes to buying a home, but if you're on the market for a new place in the next few months there may be some timely news that applies to you. If you haven't heard about the changes to the Federal Housing Administration's (FHA) credit score minimum, here's some information on the recent reduction and how it may impact your home purchase.  Information On The FHA  Started in 1934, the FHA is the organization responsible for insuring the loans that … Continue reading...

Selling Your Home This Month? 4 Ways to Quickly Boost Your Curb Appeal

Most people that have embarked on selling their home know a lot about how to showcase the inside of it, but one of the most important parts of showing a home can be forgotten as a result. Since the outside of your home is the first thing a potential homebuyer will see, here are a few simple ways you can quickly boost its appeal.  Re-Consider The Front Door  If your door is both welcoming and majestic, you may be able to skip this step, but if you have chipped paint or disintegrating … Continue reading...